Suze Orman

The last thing family and friends want is for you to spend money on them that you don’t have or that you can’t really spare.

I get so frustrated when people tell me it’s unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance.

Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.

If you wait until your children are high school seniors to spring it on them that there’s not a whole lot of money for school, they won’t have too many options.

They got married, they got divorced, and half their money goes out the window.

I always say, ‘People first, then money, then things.’

Who would you want to be giving you advice? Somebody who doesn’t have any money?

The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don’ts.

The less money you owe, the less income you’ll need and the less you’ll have to save for tomorrow.

Money is such an amazing teacher: What you choose to do with your money shows whether you are truly powerful or powerless.