Suze Orman

If you’re not staying on top of your money, you are putting your financial well-being at risk.

Never, ever invest money that you will need prior to three to five years – minimum.

To make the most of your money, I recommend sticking with mutual funds that don’t charge a commission when you buy or sell.

Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings.