Suze Orman

If you’re not staying on top of your money, you are putting your financial well-being at risk.

Never, ever invest money that you will need prior to three to five years – minimum.

To make the most of your money, I recommend sticking with mutual funds that don’t charge a commission when you buy or sell.

Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.